Cash discount frequently asked questions

Should I offer a cash discount to my customers?

There’s no right or wrong answer to that question. It can depend on a lot of things, such as your current financial situation, how many customers you sell to on credit, and if the discount would financially impact your business. However, if you’re just getting started in a crowded field, offering a discount can help you stand out from the competition.


Is a cash discount the same thing as an early payment discount?

Yes, both terms mean the same thing.


Are cash discounts in your future?

The idea is worth considering. Offering customers a cash discount, even a minimal one, can be advantageous for your business and your customers. If you don’t offer credit terms to your customers, or your customers tend to pay on time, offering a cash discount won’t help your business much.

But if you’re looking to build a strong customer base, provide a little extra incentive for your customers to pay you early, and even stand out from the competition, it might be worth it to begin offering cash discounts to customers.


With SBA Lynx Payment, your cash discount processing can apply for a Merchant Cost Forgiveness. Applicants for the Merchant Cost Forgiveness may be eligible to receive up to $11,000 in funding from SBA Lynx Payment that does not need to be repaid at the end of term.

To receive a forgiveness refund, you must first apply for a Merchant Cost Forgiveness. Once you apply for the forgiveness fund, SBA Lynx Payment will invite you via email to apply for one of the terms if your business is qualify.